The first step to any investment plan is to review what you have and why you have it. After conducting an analysis on your current investments, we can help educate you on what's working and where some beneficial changes could be made.

The economy and investment landscape are an ever evolving jigsaw puzzle. Our investment committee is committed to the full time job of investment research so we can boil down the essential information for you to make informed decisions.

Gone are the days where you can simply be categorized using antiquated terms such as "Conservative" or "Aggressive."A custom portfolio begins with understanding your investing comfort zone and assinging you with a Personal Risk Number that you control at all times.

Your asset allocation is the mix of different types of investments within your portfolio. The mix of investments used in your portfolio's depends on your personal risk score, your investment goal, and the time horizon you set for your goal. Asset allocation is your first level of "Diversification" or 'not putting all your eggs into one basket.'

All portfolio's move with the market. If you do not take action to maintain your original portfolio mix, your portfolio's risk level will rise as individual investments can become larger proportions of your account. Rebalancing is the "Buy Low, Sell High" approach we perform systematically to lock in your gains and reduce portfolio risk.

When appropriate, we can help analyse the best times to "harvest" or lock in a gain or loss to help benefit your tax treatment.