Investment Management

A proper investment plan should always include the following disciplines.

PORTFOLIO REVIEW

PORTFOLIO REVIEW

The first step to any investment plan is to review what you have and why you have it. After conducting an analysis on your current investments, we can help educate you on what's working and where some beneficial changes could be made.

RESEARCH

RESEARCH

The economy and investment landscape are an ever evolving jigsaw puzzle. Our investment committee is committed to the full time job of investment research so we can boil down the essential information for you to make informed decisions.

RISK PREFERENCE SCORE

RISK PREFERENCE SCORE

Gone are the days where you can simply be categorized using antiquated terms such as "Conservative" or "Aggressive."A custom portfolio begins with understanding your investing comfort zone and assinging you with a Personal Risk Number that you control at all times.

ASSET ALLOCATION

ASSET ALLOCATION

Your asset allocation is the mix of different types of investments within your portfolio. The mix of investments used in your portfolio's depends on your personal risk score, your investment goal, and the time horizon you set for your goal. Asset allocation is your first level of "Diversification" or 'not putting all your eggs into one basket.'

GOAL'S BASED INVESTING

GOAL'S BASED INVESTING

A proper investment plan should always include a goal. Within your online Wealth Dashboard, we have projections for each of your goals and the progress your investments are making towards each goal.

INVESTMENT SELECTION

INVESTMENT SELECTION

After we choose the mix of investment types (asset allocation) that will best fit your goal, we need to choose the individual investments to represent each asset type and fill out your investment portfolio. There is a large universe of investment options available and our team brings a large breadth of experience to narrow down the best options for you and your family.

REBALANCING

REBALANCING

All portfolio's move with the market. If you do not take action to maintain your original portfolio mix, your portfolio's risk level will rise as individual investments can become larger proportions of your account. Rebalancing is the "Buy Low, Sell High" approach we perform systematically to lock in your gains and reduce portfolio risk.

GAIN/LOSS HARVESTING

GAIN/LOSS HARVESTING

When appropriate, we can help analyse the best times to "harvest" or lock in a gain or loss to help benefit your tax treatment.

BEHAVIORAL INVESTMENT GUIDANCE

BEHAVIORAL INVESTMENT GUIDANCE

Human nature can often work against your own best interest when investing. Panic or exhuberance can derail a disciplined investment approach. As your behavioral investment coaches, we can act as the short-circuit to your worst impulses and help bring insight and historical perspective to ensure you remain an informed decision maker.

Investment Management Tiers

Account Value

$0 – $250,000

$250,000 – $500,000

$500,000 – $1M

$1M – $1.5M

$1.5M – $2.5M

% AUM Fee

1.30%

1.15%

1.00%

0.90%

0.80%

% AUM Fee

FP BUNDLE FEE DISCOUNT

1.10%

0.95%

0.80%

0.70%

0.60%

Contact us today to discuss your financial aspirations.

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